Financial Fraud (Hacking) Prevention and Response Methods for Individuals

Victims of various financial fraud incidents, such as voice phishing, malicious URLs, mobile scams, account and card misuse, internet banking fraud, and ARS authentication scams, are on the rise. Recently, hacking and fraud techniques have become more sophisticated, exploiting vulnerabilities in open banking, simple payment services (Pay), enhanced scam methods, hackers' use of leaked personal information, and the takeover of personal PCs and mobile devices. Financial authorities and various financial institutions do not specifically disclose the procedures of these incidents or the hacking methods used to financial consumers. Having received reports from those around me about the growing misunderstandings among people who have never experienced hacking, I recognized the seriousness of the situation and produced this educational material. I sincerely hope you gain an accurate understanding of hacking, comprehend the relevant laws and policies, and properly establish proactive prevention systems and strengthen response measures. (Under current law, you are responsible for any incidents that occur.)